Benefits
A multi-stream AI agent designed to monitor financial ecosystems for fraud behavior, customer liquidity risks, and terminal anomalies. Each stream independently evaluates patterns, triggers condition-based responses, and automates communications to relevant stakeholders for preemptive action and continuous risk reduction.
Problem Addressed:
Fraudulent activity, liquidity depletion, and terminal anomalies require timely detection and action. Traditional monitoring tools often operate in silos and react after impact, failing to prevent financial and reputational damage.
What the Agent Does:
The agent initiates three parallel evaluations:
1. Fraud Behavior Intelligence Agent
• Uses customer + transaction data to detect high-risk patterns
• Applies a binary fraud classifier with confidence scoring
• Flags likely fraud transactions and emails the fraud team
• Includes approval/denial logic for further action
2. Customer Liquidity Risk Predictor
• Detects spending downturns, low forecasted balances
• Generates alerts to relationship managers
• Flags customers for follow-up
• Optionally emails customers for awareness
3. Terminal Risk Evaluator
• Monitors terminal usage spikes and outlier patterns
• Assigns risk scores
• Flags suspicious terminals to the terminal risk team
• Supports approve/deny and escalation
Standout Features:
• Multi-threaded parallel risk analysis
• Conditional logic with branching based on human review
• Email notifications segmented by function (fraud, customer, security)
• Predictive analysis based on rolling window data
• Real-time dataset updates and auto-decision points
